Open Enrollment: What You Need to Know

It’s that time of year again, you are looking for all the best deals possible to cross off items on your Christmas list, but don’t forget to shop for health insurance! Tis the season for open enrollment across the nation. Barbour Community Health Association has been conducting outreach, education and enrollment into the ACA Marketplace for the past five years and is here to continue answering questions you have about open enrollment. To start you off – here is a quick guide to open enrollment:

 

Am I eligible?

If you are between the ages of 18-64 and are not already covered by Medicaid, an employer, parents or Veteran Affairs, you are eligible. Health insurance sources that use open enrollment include: Medicare, job-based insurance and individual market health insurance.

Return customers? Need to re-enroll?

Come and reenroll with us! New plans and prices are available, and plans may be more affordable than you think. In fact, some premiums are dropping in many parts of the country.  

What to bring:

First time applicants should bring as many of the following to speed up the eligibility process:
    • • Social Security Card/Number, identification (i.e. drivers license, government issued photo ID, school ID with photo), proof of citizenship for the applicant (U.S. birth certificate, U.S. naturalization certificate, U.S. passport), proof of residency, proof of income, terminated income, proof of pregnancy, childcare bills, record of medical expenses, utility bills.

Dates to know:

Open enrollment began November 1st and runs until December 15th. Plans bought within this period go into effect January 1st, 2019. If you don’t act by December 15th, you won’t receive coverage for 2019, unless you qualify for a Special Enrollment Period.

Make a plan to enroll early and avoid the deadline rush! If you would like more information, to get a quote, to enroll or to re-enroll request an appointment at BCHA today by clicking here!